Automobile Insurance FAQ

Have been a GEICO custmer for over 7 years, but their rates have gone up. 21st have quoted me a good rate. Are they worth it? hold you moved recently to another zip code? that will put on a pedestal your rates alone although they say they don’t do it that way anymore…

Currently I am 17(had my license for about a year). Have not gotten car insurance(i be in da navy…). What I wanna know is how much will it cost for my dad who currently have 4 cars and 4including him people under his coverage to make a payment me and will drive one of those car? is there…

I’m extremely confused about how this all works, do I submit to the auto insurance the full amount of my medical bills or only just my copays? I’m not trying to make a profit, but I don’t want to end…

with a standard deviation of 0. Approximate the probability that the yearly claim exceeds .7 million.

GAP insurance pays the difference in the car’s significance and what you owe on the note. For example, if you owed 00, and totaled the car, but stilled owed ,000 on the information, GAP would pay the difference. However, if you…

Yes, try this site bestinsurance.notlong.com here you can get quotes from reliable company in your nouns. afford State Farm a try Look in the Yellow Pages for Erie Insurance to find out if they write in your state. They’re super. usaa if your…

A few days ago, I was stopped in rush hour traffic losing a semitruck that was hauling two big containers hitched behind it. I stopped far plenty away from it that the driver would be able to see me behind him / her, as traffic be stop and crawl speeds. At one…

California Automobile Assigned Risk Plan ? Automobile insurance agency Is this fraudulently based activity? The DMV qualified me for the California Automobile Assigned Risk Plan (a low cost automobile policy for poverty horizontal income licensed drivers with a good driving register. I called an agency off of the DMVs account , they said…

Okay confusing situation, my sister and I got into an accident yesterday, the saloon is on her insurance, (she has full coverage). It wasn’t until today that my neck started bothering me. So I am going to the doctor. I call her insurance company, they knew I was a…

I was in a hit and run motor accident. Somebody slammed me in the flipside in of my car. The creature took off and i wasn’t able to achieve their license plate number. I don’t have collision. Now my car is adjectives messed up. I can’t afford to get my car fixed presently. Is there any…

When an accident occurs and one of the party declines to exchange information, is it legal to come put money on later and try to get information to try to report a claim? The difficulty here is that the party that originally declined the information could own purposefully damaged the vehicle subsequently in writ to make their…

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Comparison of well known insurance companies to Somewhat know insurance companies. when it comes to rates, service & reliablity, and response to automobile accident, collision damage. Who will raise your rates first. Who have incentives to lower your premiums when you have a clean driving transcription and are a safe driver. I have a enumerate…

I just googled it. It could be Amica: http://kentucky.amicacoverage.com/?gclid…

I live in Gastonia, NC and have a comprehensive insurance claim contained by process. The value of the car is 11,650.00 and the estimate on the claim is 8,705.49. What are my option and rights? The damage is very close to human being 75% of the value…

My auto insurance payment was due 10/7/09 I salaried it on 10//8/09 (a) 11:30am had a car disaster that evening am I covered? Probably. Most insurance companies give you a 7 day grace interval. Get out your policy and read it I’d betyou have a grace period. …

Monthly billing With most policies you have a 5-7 hours of daylight grace period. If your accident be on August 1st and billing due on Aug. 5th, yes you have coverage. If bill was due on Aug. 5th and happenstance was on Sept 1, no….your uninsured. Source(s): Claims Adjuster 16 yrs if your bill…

I have an interesting dilemma. I recently applied for a livelihood that requires full coverage automobile insurance and a chauffeur’s license. The chauffeur’s license was no problem to obtain but, I don’t currently own my own motor and I’m driving someone else’s car for my own personal use. The person I’m borrowing the coupé from…

I have 1 case surrounded by superior court on automobile insurance fraud, and anothers one in district court. I am interested in joining the military since a kid, would i own problems, since im not in trial yet but might be contained by a few or 6 months..

1.I am being charged for Automobile insurance fraud. DA’s conclusion states accident never happen in 2003. And that 1 guy and i planned and got recruits from two cars. 2. Total of eight relatives totaling in the two vehicles. Which this concludes that its organized crime, when more than 3 are trying to commit a…

If you knew someone who was lying roughly an automobile accident they were involved contained by to receive a settlement, would you report it, or ignore it? I would report it. I also work in the insurance industry and can recount you truthfully that if it were not for fraud ALL of our insurance rates would fall by…

Premium is based up vehicle driven annually 11,000 – 11,999. If one drives consistently more miles than that, are they still fully insured? You should inform your insurance if you’re getting close: It shouldn’t be a problem, but they’ll wriggle out of a claim if they can..

I was plowed into by a car going at 40mph while I be wating for someone to turn right. The police report makes it clear this person be at fault+gave them a ticket! Also, I am injured. I am being told that I can’t collect insurance from them unless the driver tells them it be…

I was in a coincidence where a person rear-ended me which cause me to rear-end the vehilcle in from of me. Now, the insurance appraiser told me that my car would probably be totaled out, what does this scrounging when there are only cosmetic damages to the motor. …

I was involved in a coincidence a bicyclist was riding on the wrong side of the road & on the sidewalk. I was pulling out of my dentist department and she ran into my tire. I got the police report and she be at fault. However, my insurance company claimed me at fault…

My girlfriend hit an unmarked small curb on a private driveway and it appears the metal plate under the 2003 Murano is tacoed/ripped from the frame. In addition the grease is leaking (1 1/2 Tablespoons over night) and the once quiet log cabin sounds like a…

Hey, I’ve been trying to find a website that gives out free automobile insurance quotes. I found a ton, but they adjectives ask for personal information like telephone numbers and address. Are there any sites that will just supply you what you’re looking for: a fast insurance quote without have to give out all your personal info? …

I was scaning a list of question and the term “assigned risk” came up. What is assigned risk? And what would you chew over the cost would be for car insurance with StateFarm and Geico, I as the principle driver? I know masculinity and maternial status make a difference, but in broad. I have looked on the site, but…

full coverage/state farm Liability insurance will not cover the damage to the second vehicle. As long as both have collision coverage, respectively car will be fixed under its own coverage, a separate deductible will apply to respectively. They will be handled under the collision policy for respectively…

if an insurance company issues insurance cards, and supposedly, there is TWO people on the policy, shouldn’t both name be listed on such a card? It depends on the company. If you are the Named Insured on the policy (the one who purchased the policy) your heading will be listed. Some companies may even include…

In that baggage, the ,000 would govern, and the company would pay no more than that. How it would be divided would be up to the people involved, or I don`t know a judge. No one party can get more than ,000 for…

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Automobile Insurance Q&A

What is the diff. between these two? let say, a minor injuries to passenger in my car would be covered by which policy? Both are injury coverages. Both foot for passengers in the covered vehicle Both settle for medical bills up to the policy limit BI Liability coverage: Coverage limit is usually…

Yes and a good idea , if your duration is a little “haunted” yup, no problem Yes, but from my understanding both of you would need to live at matching residence unless one was attending school but not a short time ago for lowering the cost because of your location. Source(s): 923…

I heard that your insurance company will replace your windshield if it gets hit. For example, what if the windshield is hit by a rock and make a crack, will they replace it? I also heard that it will be free and it won’t increase the price of my insurance…

This is all that I could find. First Offense = 00 to 000 fine. Second Offense = 000 to 000 fine. http://www.torontotraffictickets.com/ins… Source(s): 316

No. Comprehensive only covers the damage you do to others. If you want to be protected from hit and run, you call for to have collision coverage. No. Collision coverage covers this one. Yes. You will be responsible for your deductible though. Nope. Comprehensive…

Suppose that P(x) represents the percentage of income spent on automobile insurance in year x and I(x) represents income in year x. I don’t resembling using I(x), so replace “I” with “f”: If your total income is…

Wouldn’t that drop under “Age Discrimination” ? I think it does. Personal inference…AARP started out as a great idea, but the “services” they provide are not any definite help. I think seriously of folks buy Hartford Insurance thru AARP based solely on the groups…

You bet. This is necessary to prevent someone from have multiple policies on the same vehicle. No this falls under the HIPPA deed and it is unlawful to share anything without the policy holders consent Yes, there is a system where they place claims, so other insurance companies can see your prior claim…

In 2008 my car was totaled surrounded by an accident. The value of my motor was high and I received a check and never purchased a unusual car. Do I need to payment Federal/State taxes…

The larger companies self-insure their rental auto fleets. Most sports car rental companies insured their cars for their own security and as a good aspect for their customers, but in case a company dont i suggest you look for other company..

She is 15 1/2 and is not yet a licensed driver, she only have a driver’s permit. Check with your local insurance agent. It is up to you, if want pay for her insurance or enjoy her pay for it. Just remember what…

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Most insurance companies provide this service. You may have to pay for a 6 months interval, but when you are finished with the car, you can requwst a return on the balance. We do this every summer when we go to our…

I was told you have to enjoy an “attachment insurance” on your car insurance policy in command to cross the border..can someone plz let me know? I am planning a trip the beginning of June from Ohio, and would detestation to…

We bought a car in Alabama, and have it insured. When we moved back to Mississippi and the other insurance had terminated, we picked up coverage in Mississippi. My husband is now working within Alabama, but the car is still on our Mississippi policy. Will Alabama honor the Mississippi policy and coverage?…

I have a ‘ 69 Camaro and am in the marketplace for insurance. What companies are good? and which ones should I stay away from? Most classic motor insurance companies are good. I use American Modern. Keep in mind here are restrictions on classic car policies. You can’t…

can anyone one guess how much a automobile insurance would be if it went from a 1998 to a 2000 the make is ford tarus. enjoy a great sunday. Your agent would know. Give him a bid Monday and ask….

I have be with Allstate for over 15 years. Since then, my daughter have 5 claims and they did not raise our rates. ***None were accident that she caused, a couple of claims were her rag-top on Mustang be ripped. My brother is a Personal…

i live in wisconsin and our state does not require you to have automobile insurance. my fiance at the time have his truck registered in wisconsin and came to texas but on the bearing got pulled over in oklahoma and get a no insurance ticket he had 48 hrs to prove of insurance but…

I talked to my insurance broker, and she said that every person contained by my household that will be driving my car needs to be registered as a inferior driver, otherwise they must sign that they will never be driving the car…

Is it okay for 1999 Honda civic to have a 2007 honda civic i-vtec engine? and Is there any sort of allowance that I need to pay to command? I am going to buy the engine from my friend who had an automobile accident. It be not his fault and I…

A friend had an automobile accident during unpromising weather. She is young has no medical insurance and have been in the hospital for in a minute about 1 1/2 week. The passanger had to enjoy surgery on his arm and was in hospital over darkness. I am wondering if anyone has…

Isn’t that realistic? Lay stale the acid, dude. Yes, completely realistic. It happens adjectives the time. Isn’t it even better when the geko has a British accent? Yeah.. and did you know Cavemen are really genius? I don’t have his insurance but i so love him, I’d have him…

I’m an 18 year old female next to no prior car accidents or speeding tickets. I enjoy a part time job and I’m going to be starting classes at a local community college soon. Around how much do you judge auto insurance would be for 1) a motorcylce and 2) a small sedan I already…

No, not very feasible. In most jurisdictions only the insurance company would hold that information so you ‘d have to know which insurance company to ask. <>You would need access to the NCIC and/or state DMV databases. And not…

and make sure that my income is from a legal source & everything similar to that if i get a check from black lung and social security Ya don’t own black lung at 15, that’s for sure. To get emancipated, you…

looking for new auto insurance and some are much less than others but I be told by some that the low quotes are from low rated companies, so how do they define soaring rated from low rated? There are several companies that rate the insurance companies. We step with A. M. Best’s…

Is there a website for a application, do I take a assessment. Where can I find information about this? based upon your situation,I conjecture you should find something useful here http://www.InsuranceFreeTip.info/insurance-for-free.htm . You walk to the NY state insurance department website, you’ll find the information…

Always buy from the manufacturer, they discharge dealers prices, use genuine parts. It’s purely better all the way around and you seize what you pay for. Source(s): 20+ automotive service I DO NOT RECOMMED PURCHUSING AN EXTENDED WARRANTY FOR YOUR VEHICLE, I WORK IN THE AUTO REPAIR INDUSTRY,…

Like the previous answer makes clear, you wage for both the type of car and your personal traits and driving habits (for example, will you drive 1000 miles annually or 10000 miles? Past accident? Age? Tickets?). …

I was going straight down the street in a residential neighborhood 2 lane. As I be going down the street at approx. 25 MPH, a Ford ranger pick up was stopped, getting ready to trademark a left turn as I was approaching him….

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